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PLEASE NOTE: we can only arrange cancellation insurance for you if you live in:
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Insurance form
All participants should have travel insurance; this can be arranged with your usual insurance company, or taken out online, at any given time before departure.
We also advise you to take out cancellation insurance. We have had cancellations, and the reason is never a positive one. In that case, it is a reassurance if at least the costs are covered.
Cancellation insurance covers situations where you need to cancel a tour before departure, or if you have to break off the trip during the tour. Cancellation insurance only applies in case of unforeseen events. Any circumstances that were already known before taking out cancellation insurance are not covered.
There are two type of cancellation options to choose from:
* Standard Cancellation Insurance
* All-risk Cancellation Insurance
Standard cancellation insurance covers standard events, as mentioned in the insurance terms & conditions. For instance, medical issues prevent you from traveling, severe illness, or a death in your direct family (parents, brothers/sisters, your children), losing your job, etc. If you need to cancel due to any of the reasons mentioned in the terms & conditions, 100% of your cancellation costs are covered. If it is for different reasons, you are not covered. Getting sick due to Corona during the tour is covered, as this is a medical health issue contracted on location.
All-risk cancellation insurance covers 100% of your cancellation costs in case of cancellation for reasons mentioned in the terms & conditions of the insurance (= the standard cancellation), but it also covers 75% of your costs in case you have to cancel for other reasons. However, they still need to be urgent and unforeseen (like illness of a dear friend or pet, a calamity at work, starting a job earlier than planned, etc.) Reasons like bad weather on your destination, or "you just don't feel like traveling" won't be accepted. With this type of insurance, either 75% or 100% of the costs made will be refunded to you in case something unexpected happens. A comforting thought.
The all-risk cancellation policy can even protect you from some corona related issues, provided the country you are going to was green or yellow at the time you took out the insurance.
Example 1: you take out all-risk insurance and your destination has code green or yellow. If the corona advice changes, and becomes orange or red when you are supposed to go on your trip, you get 75% of the costs refunded (unless you for instance get offered a travel voucher).
Example 2: you take out all-risk insurance and you have booked a cruise. At the time of booking and traveling there is a code green or yellow. All good! But you have a slight temperature and you are not allowed to go on board. At least with the all-risk insurance you will have the right to claim "missed days" for your cruise, as it's an unforeseen event.
| Standard cover | All-risk cover | |
If you need to cancel before the start of the tour: |
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| Due to reasons mentioned in the terms & conditions: | 100% of the payments made or due to make of your tour fee |
100% of the payments made or due to make of your tour fee |
| Due to urgent reasons of your own: | not covered |
75% of the payments made (or obliged to make) of your tour fee |
Compensation of unused travel days, in case you need to cancel during the tour: |
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| In case of hospitalization (min. 1 night) during your trip: | for each missed day you get a "fee per day" (= tour fee divided by the total days of the trip) |
for each missed day you get a "fee per day" (= tour fee divided by the total days of the trip) |
| In case you need to break off your tour half way, due to reasons mentioned in the terms & conditions | for each missed day you get a "fee per day" (= tour fee divided by the total days of the trip) | for each missed day you get a "fee per day" (= tour fee divided by the total days of the trip) |
| In case you need to break off your tour half way, due to urgent reasons of your own or unexpected events | not covered | 75% of the cancellation costs |
There is also the possibility to add a care taker to the insurance. This can be for instance someone that takes care of your business while you are away, someone that looks after your house or animals, a family member of the third degree or a non-travelling dear friend. Should something happen to that person, you are entitled to cancel your trip (or cancel halfway through it).
What are the costs for a cancellation insurance?
- Insurance costs Standard cancellation insurance: 5,5% of the full participation fee OR
- Insurance costs All-risk cancellation insurance: 7% of the full participation fee
- Care taker insurance: an additional 1% of the full participation fee
- Administrative costs: €3,50
- 21% insurance tax on insurance costs and administrative costs
You can download the terms & conditions of the insurance here.
Please let us know which kind of cancellation insurance you would like us to arrange for you.
Very sorry, but you can only get cancellation insurance through us if you live in The Netherlands, Belgium or Germany!